{"id":1022,"date":"2025-10-17T02:22:16","date_gmt":"2025-10-16T18:22:16","guid":{"rendered":"https:\/\/hosting.wavpub.cn\/galpal\/?p=1022"},"modified":"2025-10-17T02:22:17","modified_gmt":"2025-10-16T18:22:17","slug":"ep-167-%e7%bb%99%e6%99%ae%e9%80%9a%e5%b9%b4%e8%bd%bb%e4%ba%ba%e7%9a%84%e6%8f%90%e5%89%8d%e9%80%80%e4%bc%91%e5%ae%9e%e6%93%8d%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/hosting.wavpub.cn\/galpal\/2025\/10\/17\/ep-167-%e7%bb%99%e6%99%ae%e9%80%9a%e5%b9%b4%e8%bd%bb%e4%ba%ba%e7%9a%84%e6%8f%90%e5%89%8d%e9%80%80%e4%bc%91%e5%ae%9e%e6%93%8d%e6%8c%87%e5%8d%97\/","title":{"rendered":"Ep.167  \u7ed9\u666e\u901a\u5e74\u8f7b\u4eba\u7684\u63d0\u524d\u9000\u4f11\u5b9e\u64cd\u6307\u5357"},"content":{"rendered":"\n<p>\u4f60\u6709\u6ca1\u6709\u60f3\u8fc7\uff0c\u4e5f\u8bb8\u201c\u63d0\u524d\u9000\u4f11\u201d\u4e0d\u518d\u53ea\u662f\u9065\u4e0d\u53ef\u53ca\u7684\u201c\u522b\u4eba\u7684\u6545\u4e8b\u201d\uff1f\u4f60\u4e5f\u53ef\u4ee5\u662f\u9000\u4f11\u7684\u4e00\u5458\uff1f<\/p>\n\n\n\n<p>\u672c\u671f\u8282\u76ee\uff0c\u6211\u4eec\u9080\u8bf7\u5230\u4e00\u4f4d\u7279\u6b8a\u7684\u201c\u6280\u672f\u6d41\u201d\u5609\u5bbe\u2014\u2014<strong>Chun<\/strong>\u3002\u5979\u572822\u5c81\u63a5\u89e6<strong>FIRE<\/strong>\u7406\u5ff5\uff0c\u5373Financial Independence, Retire Early\uff0c\u201c<strong>\u8d22\u52a1\u72ec\u7acb\uff0c\u63d0\u524d\u9000\u4f11<\/strong>\u201d\u3002<\/p>\n\n\n\n<p><strong>\u5b83\u5e76\u975e\u8ba9\u4f60\u8eba\u5e73\u4e0d\u5de5\u4f5c\uff0c\u800c\u662f\u901a\u8fc7\u79d1\u5b66\u89c4\u5212\uff0c\u5feb\u901f\u79ef\u7d2f\u8d44\u4ea7\uff0c\u8ba9\u201c\u88ab\u52a8\u6536\u5165\u201d\u8986\u76d6\u751f\u6d3b\u5f00\u652f\uff0c\u4ece\u800c\u83b7\u5f97\u9009\u62e9\u5de5\u4f5c\u7684\u6743\u5229\u548c\u4eba\u751f\u7684\u4e3b\u52a8\u6743\u3002<\/strong><\/p>\n\n\n\n<p>Chun\u5927\u5b66\u6bd5\u4e1a\u540e\uff0c\u4ece\u6708\u5149\u65cf\u8d77\u6b65\uff0c\u901a\u8fc7\u81ea\u5df1\u6478\u7d22\u53ca\u7814\u7a76\uff0c\u5982\u4eca\u6709\u4e86\u4e00\u5957\u6781\u7b80\u53ef\u590d\u5236\u7684\u7cfb\u7edf\u65b9\u6cd5\uff0c\u4e0d\u4ec5\u572830+\u7684\u5e74\u7eaa\u8fbe\u6210\u4e86\u81ea\u5df1\u7684\u8d22\u52a1\u76ee\u6807\uff0c\u66f4\u5f00\u542f\u4e86\u73af\u7403\u65c5\u5c45\u7684\u81ea\u7531\u751f\u6d3b\u3002<\/p>\n\n\n\n<p><strong>\u8282\u76ee\u4e2d\uff0c\u6211\u4eec\u5c06\u4e3a\u4f60\u5f7b\u5e95\u62c6\u89e3\u5728\u5168\u7403\u8303\u56f4\u5185\u90fd\u5907\u53d7\u8ffd\u6367\u7684FIRE\u8fd0\u52a8\uff1a<\/strong><\/p>\n\n\n\n<p>\ud83d\udcb0&nbsp;<strong>\u6838\u5fc3\u516c\u5f0f<\/strong>\uff1a\u201c4%\u539f\u5219\u201d\u5230\u5e95\u662f\u4ec0\u4e48\uff1f\u5982\u679c\u4f60\u60f3\u5728\u4e2d\u56fd\u5b9e\u73b0Fire\uff0c\u5230\u5e95\u9700\u8981\u591a\u5c11\u94b1\uff1f<\/p>\n\n\n\n<p>\ud83d\udd25&nbsp;<strong>\u591a\u79cdFire\u6d41\u6d3e\uff0c<\/strong>\u54ea\u6b3e\u9002\u5408\u4f60\u7684\u751f\u6d3b\u72b6\u6001\u3002<\/p>\n\n\n\n<p>\ud83c\udf0d&nbsp;<strong>\u5730\u7406\u5957\u5229<\/strong>\uff1a\u5982\u4f55\u5229\u7528\u201c\u4e16\u754c\u516c\u6c11\u201d\u601d\u7ef4\uff0c\u5728\u5168\u7403\u5316\u80cc\u666f\u4e0b\u627e\u5230\u751f\u6d3b\u6210\u672c\u6d3c\u5730\u4e0e\u4ef7\u503c\u9ad8\u5730\uff1f<\/p>\n\n\n\n<p>\ud83d\udd0eChun\u81ea\u7814\u7684\u72ec\u7279\u7684 \u201c<strong>\u56fd\u5bb6\u5b9a\u4f4d\u89c2\u5bdf\u6cd5<\/strong>\u201d\u3002<\/p>\n\n\n\n<p>\ud83d\udcca&nbsp;<strong>\u5b9e\u64cd\u5165\u95e8<\/strong>\uff1a\u544a\u522b\u590d\u6742\u8f6f\u4ef6\uff0c\u5982\u4f55\u7528\u4e00\u5f20Excel\u8868\u5f00\u59cb\u4f60\u7684\u4eba\u751f\u9884\u7b97\uff0c\u771f\u6b63\u638c\u63a7\u81ea\u5df1\u7684\u73b0\u91d1\u6d41\uff1f<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u4e5f\u538c\u5026\u4e86\u201c\u94b1\u53ea\u662f\u751f\u547d\u4e2d\u8f6c\u7ad9\u201d\u7684\u72b6\u6001\uff0c\u6e34\u671b\u593a\u56de\u5bf9\u65f6\u95f4\u548c\u751f\u6d3b\u7684\u4e3b\u52a8\u6743\uff0c\u8fd9\u671f\u8282\u76ee\u5c31\u662f\u4e3a\u4f60\u51c6\u5907\u7684\u5b9e\u64cd\u624b\u518c\u3002<\/p>\n\n\n\n<p>\u6b22\u8fce\u6536\u542c\u300c\u59d0\u59d0\u8bf4\u300d\uff0c\u548c\u6211\u4eec\u4e00\u8d77\u8d22\u52a1\u72ec\u7acb\uff0c\u63d0\u524d\u9000\u4f11\u3002<br><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>\u2014\u2014\u2014\u2014 &nbsp;\u5ef6\u4f38\u9605\u8bfb &nbsp;\u2014\u2014\u2014\u2014<\/strong><\/p>\n\n\n\n<p><strong>chun\u7684\u5c0f\u7ea2\u4e66\u8d26\u53f7<\/strong>\uff1a<strong><a rel=\"noreferrer noopener\" href=\"https:\/\/xhslink.com\/m\/70wmg21xMho\" target=\"_blank\">KyreneR<\/a> &nbsp;<\/strong><\/p>\n\n\n\n<p><strong>\u3010\u6982\u5ff5\u4e0e\u5de5\u5177\u3011<\/strong><\/p>\n\n\n\n<ul><li><strong>FIRE\uff1a<\/strong>Financial Independence, Retire Early\uff08\u8d22\u52a1\u72ec\u7acb\uff0c\u63d0\u524d\u9000\u4f11\uff09<\/li><li><strong>4%\u6cd5\u5219\uff1a<\/strong>FIRE\u6838\u5fc3\u7406\u8bba\uff0c\u901a\u8fc7\uff08\u5e74\u5f00\u9500 \u00d7 25\uff09\u4f30\u7b97\u6240\u9700\u672c\u91d1<\/li><li><strong>\u6570\u5b57\u6e38\u6c11\u57ce\u5e02\u6392\u540d\uff1a<\/strong>nomadlist.com<\/li><li><strong>\u5168\u7403\u751f\u6d3b\u6210\u672c\u5bf9\u6bd4\uff1a<\/strong>numbeo.com<\/li><li><strong>\u5730\u7406\u5957\u5229\uff1a<\/strong>\u5229\u7528\u4e0d\u540c\u5730\u533a\u4e4b\u95f4\u7684\u4ef7\u683c\u3001\u6210\u672c\u3001\u653f\u7b56\u6216\u8d44\u6e90\u5dee\u5f02\u6765\u83b7\u5f97\u5229\u76ca\u7684\u884c\u4e3a\u3002\u7b80\u5355\u6765\u8bf4\uff0c\u5c31\u662f\u201c\u4f4e\u4e70\u9ad8\u5356\u201d\uff0c\u4f46\u4e0d\u5c40\u9650\u4e8e\u5546\u54c1\uff0c\u8fd8\u53ef\u4ee5\u662f\u670d\u52a1\u3001\u52b3\u52a8\u529b\u3001\u91d1\u878d\u4ea7\u54c1\u3001\u751f\u6d3b\u6210\u672c\u7b49\u3002<\/li><\/ul>\n\n\n\n<p><strong>&nbsp;<\/strong><br><strong>\u672c\u671f\u8282\u76ee\u4e2d\uff0c\u60a8\u5c06\u542c\u5230\u5173\u4e8e\u4ee5\u4e0b\u5185\u5bb9\u7684\u8ba8\u8bba\uff1a<\/strong><\/p>\n\n\n\n<ul><li>\u4ece\u6708\u5149\u5230\u81ea\u7531\uff0c\u4e00\u4e2a\u5973\u5b69\u7684Fire\u5b9e\u8df5<\/li><li>22\u5c81\u7684\u89c9\u9192\uff1a\u5982\u4f55\u4e0b\u5b9a\u51b3\u5fc3\u8d70\u5411Fire\uff1f<\/li><li>\u7b2c\u4e00\u6b65\uff1a\u5b8c\u6210\u539f\u59cb\u79ef\u7d2f\u7684\u4e09\u4ef6\u4e8b<\/li><li>\u9884\u7b97\u7684\u529b\u91cf\uff1a\u5982\u4f55\u771f\u6b63\u638c\u63a7\u73b0\u91d1\u6d41\uff1f<\/li><li>\u7ec8\u6781\u95ee\u9898\uff1a\u9700\u8981\u591a\u5c11\u94b1\u624d\u80fd\u63d0\u524d\u9000\u4f11\uff1f<\/li><li>\u98ce\u9669\u9884\u6848\uff1a\u5982\u4f55\u4e3a\u4eba\u751f\u610f\u5916\u7559\u8db3\u7a7a\u95f4\uff1f<\/li><li>\u7ecf\u6d4e\u4e0b\u884c\u671f\uff0c\u53cd\u800c\u662f\u5b9e\u8df5Fire\u7684\u597d\u65f6\u673a\uff1f<\/li><li>\u9ad8\u9636\u73a9\u6cd5\uff1a\u5730\u7406\u5957\u5229\u4e0e\u4e16\u754c\u516c\u6c11\u601d\u7ef4<\/li><li>\u5b9e\u64cd\u6307\u5357\uff1a\u5feb\u901f\u5224\u65ad\u4e00\u4e2a\u5730\u65b9\u7684\u6f5c\u529b<\/li><\/ul>\n\n\n\n<p><br>\u672c\u671f\u9e23\u8c22<br>\u4e3b\u64ad &nbsp;\u7f8e\u4e3d\u3001\u516d\u6708<br>\u5609\u5bbe &nbsp;Chun<br>\u5236\u4f5c\uff1a\u5927\u58f0\u521b\u60f3\u5de5\u4f5c\u5ba4<br>\u97f3\u4e50\uff1a\u3010\u30cf\u30af\u3002Cover\u4f01\u753b\u3011MONO NO AWARE \uff02\u304b\u3080\u304b\u3082\u3057\u304b\u3082\u306b\u3069\u3082\u304b\u3082\uff01\uff02<br>           Ginger Root &#8211; There Was A Time<\/p>\n\n\n\n<p><br><strong>\u300c\u52a0\u5165\u542c\u53cb\u7fa4\u300d<\/strong>\u8bf7\u641c\u7d22wx\uff1a<strong>galpal2021<\/strong><\/p>\n<div class=\"powerpress_player\" id=\"powerpress_player_8388\"><!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-1022-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/cdn2.wavpub.com\/hosting.wavpub.cn\/wp-content\/uploads\/sites\/23\/2025\/10\/Ep.167.mp3?_=1\" \/><a href=\"https:\/\/cdn2.wavpub.com\/hosting.wavpub.cn\/wp-content\/uploads\/sites\/23\/2025\/10\/Ep.167.mp3\">https:\/\/cdn2.wavpub.com\/hosting.wavpub.cn\/wp-content\/uploads\/sites\/23\/2025\/10\/Ep.167.mp3<\/a><\/audio><\/div><p class=\"powerpress_links powerpress_links_mp3\">Podcast: <a href=\"https:\/\/cdn2.wavpub.com\/hosting.wavpub.cn\/wp-content\/uploads\/sites\/23\/2025\/10\/Ep.167.mp3\" class=\"powerpress_link_pinw\" target=\"_blank\" title=\"Play in new window\" onclick=\"return powerpress_pinw('https:\/\/hosting.wavpub.cn\/galpal\/?powerpress_pinw=1022-podcast');\" rel=\"nofollow\">Play in new window<\/a> | <a href=\"https:\/\/cdn2.wavpub.com\/hosting.wavpub.cn\/wp-content\/uploads\/sites\/23\/2025\/10\/Ep.167.mp3\" class=\"powerpress_link_d\" title=\"Download\" rel=\"nofollow\" download=\"Ep.167.mp3\">Download<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\u4f60\u6709\u6ca1\u6709\u60f3\u8fc7\uff0c\u4e5f\u8bb8\u201c\u63d0\u524d\u9000\u4f11\u201d\u4e0d\u518d\u53ea\u662f\u9065\u4e0d\u53ef\u53ca\u7684\u201c\u522b\u4eba\u7684\u6545\u4e8b\u201d\uff1f\u4f60\u4e5f\u53ef\u4ee5\u662f\u9000\u4f11\u7684\u4e00\u5458\uff1f \u672c\u671f\u8282\u76ee\uff0c\u6211\u4eec\u9080\u8bf7\u5230\u4e00 [&hellip;]<\/p>\n","protected":false},"author":28,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/posts\/1022"}],"collection":[{"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/comments?post=1022"}],"version-history":[{"count":2,"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/posts\/1022\/revisions"}],"predecessor-version":[{"id":1027,"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/posts\/1022\/revisions\/1027"}],"wp:attachment":[{"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/media?parent=1022"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/categories?post=1022"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hosting.wavpub.cn\/galpal\/wp-json\/wp\/v2\/tags?post=1022"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}